> For the complete documentation index, see [llms.txt](https://docs.kyoko.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.kyoko.finance/how-it-works/cross-chain-gamefi-assets-lending-ccal/faq-for-ccal.md).

# FAQ for CCAL

## **1. Why do we need CCAL?**

CCAL is needed in order to maximize the benefits of idle in-game assets. It also provides a platform to lower the cost of game entry for gamers and guilds through low cost in-game asset rentals.

## **2. Who will use CCAL?**

Those who have idle in-game assets will use the CCAL platform to earn additional passive income. Additionally, gamers or guilds who lack the necessary in-game assets but desire to earn income through new games will borrow in-game assets through CCAL.

## **3. What will lenders and borrowers get?**

Lenders receive interest payments based upon the interest rates and rental period as specified in the rental contract. Borrowers receive the in-game assets needed to play a game and earn income.

## **4. What if the borrower does not return the asset?**

Should the borrower default and fail to return the asset, their initial cash deposit will be liquidated and sent directly to the lender.

## **5. At what rate will the borrower pay for the in-game assets?**

Interest rates and other terms of rental are set by the lender.


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