> For the complete documentation index, see [llms.txt](https://docs.kyoko.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.kyoko.finance/how-it-works.md).

# HOW IT WORKS

- [Peer-to-Pool NFT Lending Platform](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform.md)
- [P2P NFT Lending Introduction](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/p2p-nft-lending-introduction.md)
- [As Lenders: Earning Interest](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/p2p-nft-lending-introduction/as-lenders-earning-interest.md)
- [As Borrowers: Get Instant Loans](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/p2p-nft-lending-introduction/as-borrowers-get-instant-loans.md)
- [NFT as the collateral](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/p2p-nft-lending-introduction/nft-as-the-collateral.md)
- [NFT Price Discovery](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/p2p-nft-lending-introduction/nft-price-discovery.md)
- [Who can create the pools?](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/who-can-create-the-pools.md)
- [The Blue-Chip Pools](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/who-can-create-the-pools/the-blue-chip-pools.md)
- [The Shared Pool](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/who-can-create-the-pools/the-shared-pool.md)
- [Risk Models: Health factor or Time-based](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/risk-models-health-factor-or-time-based.md)
- [Risk Framework](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/risk-models-health-factor-or-time-based/risk-framework.md)
- [Dual Rates](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/risk-models-health-factor-or-time-based/dual-rates.md)
- [NFT Risk Parameters](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/risk-models-health-factor-or-time-based/nft-risk-parameters.md)
- [Pending Liquidation](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/pending-liquidation.md)
- [Auction liquidation](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/pending-liquidation/auction-liquidation.md)
- [Bad Debt](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/pending-liquidation/bad-debt.md)
- [Security and Audits](https://docs.kyoko.finance/how-it-works/peer-to-pool-nft-lending-platform/security-and-audits.md)
- [Cross-Chain GameFi Assets Lending(CCAL)](https://docs.kyoko.finance/how-it-works/cross-chain-gamefi-assets-lending-ccal.md)
- [How to use Cross-Chain GameFi Assets Lending?](https://docs.kyoko.finance/how-it-works/cross-chain-gamefi-assets-lending-ccal/how-to-use-cross-chain-gamefi-assets-lending.md)
- [FAQ for CCAL](https://docs.kyoko.finance/how-it-works/cross-chain-gamefi-assets-lending-ccal/faq-for-ccal.md)