> For the complete documentation index, see [llms.txt](https://docs.kyoko.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.kyoko.finance/token/business-model.md).

# Business Model

Kyoko’s main sources of income are from its transaction fees and interest margins. Kyoko’s platform will charge 1% on the principal of each P2P loan per transaction and 5% interest on cross-chain asset lending transactions. 

100% of Kyoko’s income will be distributed to locked token holders. The specific use of these funds will be decided by voting from the Kyoko DAO.