# Business Model Kyoko’s main sources of income are from its transaction fees and interest margins. Kyoko’s platform will charge 1% on the principal of each P2P loan per transaction and 5% interest on cross-chain asset lending transactions. 100% of Kyoko’s income will be distributed to locked token holders. The specific use of these funds will be decided by voting from the Kyoko DAO. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.kyoko.finance/token/business-model.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.